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March 23, 2016 4 Accelerating the restructuring Group Costs Global Markets 2015 year end USD 83 – 85 bn1 USD 380 bn 2018 CHF 3.5 bn CHF 2.0 bn CHF 18.5 – 19.0 bn CHF 4.3 bn > CHF 3.0 bn < CHF 18.0 bn Implement initiatives to drive cost savings of CHF 1.7 bn in 2016 Reduce certain illiquid inventories Optimize Global Markets business portfolio with less volatile earnings FACT: Signing blank paperwork and giving out personal identity information can lead to identity theft. Page 3 of 21 1. CREDIT SCORES, CREDIT REPORTS & RELATED LAWS 1.1 Your Credit Score Your credit score is the numeric summary or grade for the information in your credit report. Don't wait any longer! 21daycreditfix.com 21daycreditfix.com is 3 years 5 months old. SoCheapCreditSweep.com is here to show people exactly how they can achieve a 700+ credit score by performing their own credit sweep.They won't need to pay any expensive third-party companies, and results will be attained in under 21 days! 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Delete Hard Inquiries 21 Days, Delete Late Pays. myLSU is closed at 7:00 p.m. April 21 Tuesday myLSU is open to all students at 5:00 p.m. July 8 Wednesday myLSU is closed at 7:00 p.m. This is an ideal solution for financial institutions that receive a small number of forward and/or return items each day. The 21 Absolutely Unbreakable Laws of Money One of your major goals in life should be financial independence.

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